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Live In The Bay Our purpose is to serve our clients for the long term by educating, informing and sharing our expertise about the real estate market place.

Three neighboring counties, three different directions. September reinforces the differences I’ve been watching over the...
10/27/2026

Three neighboring counties, three different directions. September reinforces the differences I’ve been watching over the summer.

👉 Click through to see how the three counties compare.

📍 San Mateo County has the strongest seller conditions of the three.** Its median price is up 8.4% year over year, while active listings are down 13.7%. Homes are selling at 103.6% of asking price.

📍 In Santa Clara County, the median price is down 4.0%, and buyers have 27.3% more active listings to choose from than a year ago. More than a third of listings have had price reductions.

Still, I wouldn’t call it a weak market. Homes are selling in a median of 11 days at 101.2% of asking price. Buyers have more choices, but competition hasn’t gone away.

📍 Alameda County remains competitive despite fewer sales. The median price is up a modest 1.2%, while active listings are down 11.0%. Sales fell 4.5%, but homes are still selling at 102.6% of asking price in a median of 13 days.

🏢 Condos and townhomes give buyers more room to negotiate. Median prices are down 7.2% in Santa Clara and 8.0% in Alameda, but up 7.1% in San Mateo. Across all three counties, they’re selling below asking, at 97.2% to 98.9% of list price.

There’s also more supply: 3.4 to 4.3 months, compared with about 2 months for houses.

Lately, I’ve put together custom market reports for clients who wanted to know what’s happening in their own neighborhood.

If you’d like one, DM me your ZIP code and I’ll send it over.

I’m Nancy Dinshaw, your Silicon Valley real estate advisor. Follow for local market insights, neighborhood guides, and practical tips for buying and selling in the Bay Area.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

Source: California Association of REALTORS®, September 2026.

Housing is on California’s November ballot. 🏡Prop. 37 would create a loan program allowing eligible buyers to borrow up ...
10/23/2026

Housing is on California’s November ballot. 🏡

Prop. 37 would create a loan program allowing eligible buyers to borrow up to 17% of a qualified new home’s purchase price while contributing at least 3% themselves.

The program would cover qualifying new construction and residential conversions, with income and home-price limits. Existing resale homes would not qualify.

On a $1.2M qualifying home, that could mean:
▪️ $36,000 buyer down payment
▪️ $204,000 second mortgage
▪️ $960,000 primary mortgage

This example assumes the full 17% assistance and excludes closing costs. Buyers would make monthly payments on both loans. CalHFA would set the second mortgage’s fixed interest rate and repayment terms if the measure passes.

I encourage you to do your own research, but the way it is structured it appears to give developers of new construction a selling advantage over homeowners trying to sell. If you’d like to discuss the pros and cons with me, feel free to call or message me.

📖 For more information, look up Prop. 37 in the official California voter guide and CalMatters’ election coverage. CalMatters also offers interactive quizzes to help you weigh the arguments on all statewide propositions.

🗳️ Election Day: November 3, 2026

General information only, not financial or legal advice.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

General information only, not financial or legal advice.

Willow Glen may already be on your list. Here’s why Berryessa deserves a closer look, too. 🏡🏠 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁 𝗼𝗽𝗲𝗻𝘀 𝗺𝗼𝗿𝗲 𝗱𝗼𝗼...
10/20/2026

Willow Glen may already be on your list. Here’s why Berryessa deserves a closer look, too. 🏡

🏠 𝘆𝗼𝘂𝗿 𝗯𝘂𝗱𝗴𝗲𝘁 𝗼𝗽𝗲𝗻𝘀 𝗺𝗼𝗿𝗲 𝗱𝗼𝗼𝗿𝘀
More space, an updated kitchen, or a yard you’ll actually use—your budget may check more boxes in Berryessa.

✨ 𝗮 𝗹𝗶𝘁𝘁𝗹𝗲 𝗹𝗲𝘀𝘀 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝘁𝗶𝗼𝗻 𝗴𝗼𝗲𝘀 𝗮 𝗹𝗼𝗻𝗴 𝘄𝗮𝘆
You may find less intense competition here—and a little more breathing room in your home search.

📚 𝘀𝗰𝗵𝗼𝗼𝗹𝘀 𝗮𝗿𝗲 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗱𝗿𝗮𝘄
School options that fit your family, at a price that works, are part of what makes Berryessa stand out.

🌿 𝘁𝗿𝗮𝗶𝗹𝗵𝗲𝗮𝗱𝘀 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗮𝗹𝗹𝘆 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗯𝗮𝗰𝗸𝘆𝗮𝗿𝗱
Nearby parks and foothill trails make it easier to fit a walk, a hike, or a little fresh air into your day.

🚆 𝘆𝗼𝘂’𝗿𝗲 𝗰𝗼𝗻𝗻𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝗺𝗼𝗿𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗕𝗮𝘆
Access to North San Jose’s tech employers, the East Bay and BART keeps you connected.

Hi, I’m Nancy, San Jose local and real estate advisor.

If you’re weighing San Jose neighborhoods, send me a message. I’m happy to help you compare what matters most to you.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

A little spooky, a little sweet—Halloween in Silicon Valley has something for everyone. 🎃From pumpkin treats and haunted...
10/16/2026

A little spooky, a little sweet—Halloween in Silicon Valley has something for everyone. 🎃

From pumpkin treats and haunted houses to trick-or-treat stops and pets in costume, I’ve rounded up local ways to celebrate the season.

Swipe through, save your favorites, and send this to your Halloween planning partner. 👻

Looking for more local fun? Find upcoming events at
liveinthebay.com/events

Check event websites for dates, hours, and ticket details before heading out. Some events happen just once, so plan ahead!

I’m Nancy Dinshaw, a local real estate agent sharing the places and experiences that make living here special.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

Buying a home in Silicon Valley—and thinking through every possible “what if”? You’re not alone.Even confident decision-...
10/13/2026

Buying a home in Silicon Valley—and thinking through every possible “what if”? You’re not alone.

Even confident decision-makers can find themselves second-guessing. Here are a few questions you might recognize:

“What if something better comes up?”
Something always could. That doesn’t mean this home isn’t a good fit. Come back to what matters most to you.

“Are we paying too much?”
We look at comparable sales, the home’s condition, and how it stacks up. Your comfort with the price matters, too.

“Should we just wait?”
Waiting can be smart. Let’s make it a decision instead of a default. What would you be waiting for?

“Everyone has an opinion.”
People who care about you will have advice. Your budget, priorities, and daily life should guide the decision.

“What if we miss something?”
We’ll work through the disclosures and inspection reports, and identify questions that need answers. You don’t have to make sense of everything alone.

“What if we regret it?”
You may not feel 100% certain. The goal is to understand the trade-offs and feel comfortable with the ones you’re making.

“We’ve already seen 10 homes.”
That isn’t necessarily indecision. You know far more now than you did on home one.

It makes sense to care this much. You can care deeply about getting it right and still move forward. We can work through your questions together.

If there’s a homebuying question you keep circling back to, send me a message. I’m happy to help you think it through.

I'm Nancy Dinshaw, Silicon Valley local and real estate advisor.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

10/09/2026

Just sold in Berryessa.

From the beginning, the goal with 1485 Sierra Creek Way was to create something that felt thoughtful, warm, and beautifully finished — not simply updated.

One thing we heard again and again from people who walked through the home was how much the quality of the materials and finishes stood out. From the cabinetry and flooring to the fixtures and details throughout, the care that went into the renovation was something you could feel in person.

I was genuinely a little sad to see this one go, but very happy to know the keys are now with its new owners.

Congratulations to the buyers, and to another new chapter at 1485 Sierra Creek Way.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

10/03/2026

🏡 OPEN THIS WEEKEND IN BERRYESSA

Where quiet comes standard—and Silicon Valley stays close.

3535 Rowley Drive is one of those homes where the floor plan simply works. This light-filled 4-bedroom, 2-bath home offers approximately 1,806 square feet, generously sized rooms, inviting formal and casual living spaces, and an open kitchen, dining and family room that connects directly to the backyard.

Step outside to an established garden with orange trees, raspberries and roses—all tucked along a remarkably quiet, tree-lined street at the base of the Berryessa foothills.

Google’s Meadow Point campus, Apple’s North San José campus and other major South Bay employment centers are within easy reach, with convenient access to BART and Highways 680, 880 and 237.

OPEN HOUSE
Saturday, Oct 3 & Sunday, Oct 4
1:30–4:30 PM

3535 Rowley Drive, San Jose
More photos and details: 3535rowley.com

October in Silicon Valley comes with plenty of reasons to get out and enjoy the season. 🎃 Here are a few for your calend...
10/02/2026

October in Silicon Valley comes with plenty of reasons to get out and enjoy the season. 🎃 Here are a few for your calendar:

🍂 Pumpkin patches & coast days
Pick your pumpkins at Spina Farms or Queen’s Pumpkin Patch, or head to Arata’s in Half Moon Bay for the hay maze, followed by a beach walk or dinner along the coast.

🍸 Seasonal sips & dinner plans
Paper Plane’s The Haunting and Los Gatos Soda Works’ Making Spirits Rise bring Halloween to cocktail hour. For Oktoberfest, head to Teske’s Germania for German food, b**r and live music on select evenings.

🌙 October after dark
Explore the glowing jack-o’-lanterns at Nightfall at Filoli, plan a fright-filled visit to Wi******er Mystery House, or venture farther afield for a ghost walk in Napa or Sonoma.

🎭 A few dates to save
Tech at Nite: Geektoberfest on Oct. 8, the Half Moon Bay Pumpkin Festival on Oct. 17–18, and Symphonic Spooktacular on Oct. 24–25.

Save this for when you need a plan, and share it with someone you’d like to enjoy October with.

Find more local events, dates and details here:
liveinthebay.com/events

I’m Nancy Dinshaw, a Silicon Valley local and real estate agent sharing the best of life here. Follow along for local recommendations and real estate insight.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

Fewer sales. Homes still moving quickly. Prices holding their ground.August’s single-family housing data shows why a “qu...
09/29/2026

Fewer sales. Homes still moving quickly. Prices holding their ground.

August’s single-family housing data shows why a “quieter” market doesn’t always mean better odds for buyers.

Bay Area closed sales fell 4.2% compared with last August. But in San Mateo and Alameda counties, buyers also had substantially fewer homes to choose from. Santa Clara offered slightly more choice, while its median sale price held steady.

Across all three counties, median selling times were just 11–14 days, and sale-to-list ratios remained at or above 100%.

My takeaway: sales volume alone doesn’t tell you how much negotiating room you have. The available homes, competing buyers, and recent sales in your neighborhood matter more than a broad market headline.

For buyers, preparation matters—but so does staying within a payment you’re comfortable with. For sellers, limited supply can help, but pricing and presentation still count.

These August closings reflect earlier decisions. If you’re planning a move now, current mortgage quotes and today’s local competition belong in the conversation too.

Click through for the numbers and what they mean. 👉

Have a neighborhood in mind? Let’s look at it together.

All percentage changes shown are year over year, comparing August 2026 with August 2025.

I’m Nancy Dinshaw, your Silicon Valley real estate advisor. Follow for local market insights, neighborhood guides, and practical tips for buying and selling in the Bay Area.

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Nancy Dinshaw
Broker Associate | DRE #01924283
📲 (650) 549-5539
📧 [email protected]
🌐 liveinthebay.com

Source: California Association of REALTORS®, August 2026.

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