08/20/2024
Everyone has been asking me lately why nothing bad to say about statefarm
This year is just as bad
10 of my 16 reinspections have occurred through statefarm
Lots of clients lost their battles last year
Granted all these claims are not in Orland Park and Homer Glen, but some still had 2in hail on it and was ignored in downers grove
I have full denials on 4
2 Allstate
Please avoid any of these insurance company
Also across the board I have been witnessing policies change without people even knowing the ramifications of these changes
Contact your home owners insurance today to make sure the following endorsements are on your policies
-Full coverage replacement Cost Benifits
-matching siding endorsement
-cosmetic endorsement for coverage on damages to soft metals
-ordinance and law
Remember you get what you pay for and these endorsements literally have been taken out of everyone’s benifits I’ve been witnessing the last year with out client knowledge or consent
Some insurance providers may not offer these anymore
Go to a insurance that does
Here is some popular client friendly ones
Travelers
Hanover
Farmers
The Hartford
American Modern Insurance
Central insurance
Auto owners
I’m changing my coverage tomorrow because openly did this exclusion thing to me