Bookkeeping with Heart

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Bookkeeping with Heart Miranda is an Empathetic Bookkeeper for Small Businesses & a loyal and reliable BAS Agent. (Proficient in Xero, Quickbooks Online, Reckon)

Come and enjoy a shame-free approach to small business bookkeeping and help get you Accountant Ready. Accounting & Organisational Support for your Small Business. Payroll, Superannuation, Accounts Payable, Cashflow Management and other ad-hoc support to ensure your small business is "Accountant Ready". Reckon, Quickbooks, MYOB, Microsoft Suite.

This week is all about superannuation and keeping up with your obligations when you have employees.📣 PAYDAY SUPER IS HER...
01/11/2026

This week is all about superannuation and keeping up with your obligations when you have employees.

📣 PAYDAY SUPER IS HERE!

Australian business owners, here's what you need to know.

From 1 July 2026, the way employers pay super changed.

Here's the simple version:

💰 Before: Employers generally had to pay super quarterly.

💰 Now: Super must generally be paid each payday, alongside wages.

⏰ The deadline: Contributions generally need to reach employees' super funds within 7 business days of payday.

📊 The super guarantee rate: 12% for most employees.

What does this mean for your business?

✔️ More frequent super payments
✔️ Changes to payroll routines and cash flow
✔️ A need to check that payments are processed correctly and on time

The good news? With the right systems and processes, you can make the transition much smoother.

Not sure whether your payroll is set up correctly? It's worth checking!

  👻 The Ghost of Bookkeeping Past is back!Receipts everywhere? Unreconciled transactions? BAS creeping up on you?If your...
29/10/2026



👻 The Ghost of Bookkeeping Past is back!

Receipts everywhere? Unreconciled transactions? BAS creeping up on you?

If your bookkeeping has been haunting you, take a breath. ❤️

You don't have to fix everything overnight, and there's no judgement here.

Start with one month, one task, one small step at a time.

✨ It's okay. You can start again.

Ghouls just wanna have funds! 🤣👻
28/10/2026

Ghouls just wanna have funds! 🤣👻

Monster under the bedThe scariest thing in your business isn't your numbers…It's not knowing what they mean.Your Profit ...
27/10/2026

Monster under the bed

The scariest thing in your business isn't your numbers…

It's not knowing what they mean.

Your Profit & Loss tells you how the business is performing.

Your Balance Sheet tells you what the business owns and owes.

Your bank balance tells you what's currently in the bank.

They're all telling you a different part of the story.

  👹 DON'T LET THE TAX MONSTER SNEAK UP ON YOU! 🎃There's nothing quite like the fright of an unexpected tax bill!You've b...
26/10/2026



👹 DON'T LET THE TAX MONSTER SNEAK UP ON YOU! 🎃

There's nothing quite like the fright of an unexpected tax bill!

You've been working hard, bringing in sales, paying suppliers and keeping the business ticking along. Things are looking good… until BAS or tax time rolls around and suddenly you're wondering where all that money went. 😱

Sound familiar?

The scary thing is that money sitting in your business bank account isn't necessarily money you can afford to spend.

Depending on your business, you may have GST, PAYG withholding, income tax, superannuation or other obligations to plan for.

So, how do you keep the tax monster at bay? 👻

💰 1. Put money aside regularly

Consider transferring an appropriate amount into a separate account as income comes in. The right amount will depend on your business structure, income and tax obligations.

📅 2. Know your deadlines

Keep BAS, tax and other payment dates in your calendar. A little preparation can help avoid last-minute panic.

🧾 3. Keep your records up to date

Regularly recording income and expenses means less scrambling for receipts and paperwork when a deadline approaches.

📊 4. Keep an eye on your numbers

Your Profit & Loss report can help you understand how your business is performing, while regular bookkeeping can help identify potential cash flow issues before they become bigger problems.

❤️ 5. Ask for help before it becomes overwhelming

You don't have to wait until things are a mess to get support. Regular check-ins with your bookkeeper and accountant can help you stay organised and better prepared.

Remember, tax planning isn't about being scared of the ATO. It's about understanding your obligations, preparing for them and making informed decisions about your business.

✨ A little preparation today can mean a lot less stress tomorrow.

And future you? Future you will be VERY grateful!

🦢 Bookkeeping with Heart — helping you take the fear out of your figures.

Haunted??👻 THE GHOST OF BOOKKEEPING PAST HAS ARRIVED!You know the one… 👀It starts with a few receipts shoved in the glov...
25/10/2026

Haunted??

👻 THE GHOST OF BOOKKEEPING PAST HAS ARRIVED!

You know the one… 👀

It starts with a few receipts shoved in the glovebox.

A couple of business expenses that haven't been entered yet.

Bank transactions that haven't been reconciled.

Invoices you meant to follow up on weeks ago.

And that BAS deadline quietly creeping closer in the background… 🎃

Before you know it, those little jobs have turned into a bookkeeping mountain, and opening your accounting software feels more terrifying than a Halloween horror movie!

Sound familiar?

First things first — take a breath. ❤️

Running a small business is a lot. You're looking after customers, managing staff, doing the actual work, juggling family life and trying to keep everything moving.

Sometimes bookkeeping slips down the priority list. It happens.

But here's the good news: your bookkeeping past doesn't have to haunt your future.

You don't need to fix everything in one sitting. You don't need to feel embarrassed about how far behind you've fallen. And you certainly don't need to tackle it all alone.

✨ Start with one month.
✨ Gather those receipts.
✨ Reconcile one bank account.
✨ Take the next small step.

Little by little, the scary pile becomes manageable, the numbers start making sense, and you can get back to focusing on what you do best.

And remember, there's no judgement here — just practical help, a little patience and bookkeeping with heart. 💙

   Building an empire or having a breakdown? 🤣
22/10/2026



Building an empire or having a breakdown? 🤣

Because ‘where did that money go?’ isn’t a business strategy.🤣
21/10/2026

Because ‘where did that money go?’ isn’t a business strategy.🤣

😂 Let's have a little bookkeeping confession!When it comes to your GST, are you:💙 A — I put it aside as soon as I receiv...
20/10/2026

😂 Let's have a little bookkeeping confession!

When it comes to your GST, are you:

💙 A — I put it aside as soon as I receive it.
💛 B — I mean to, but sometimes forget.
🩵 C — I'll deal with that when BAS is due!

No judgement here — small business is busy enough!

Drop your letter in the comments. 👇

 - A little GST reminder!GST collected from your customers isn't really yours to keep.Think of it as money you're holdin...
19/10/2026

- A little GST reminder!

GST collected from your customers isn't really yours to keep.

Think of it as money you're holding until it's time to report and pay it to the ATO.

✨ Try putting the GST portion aside as you go, so BAS time feels a little less stressful.

Your future self will thank you!

Address

Cardiff, NSW

Opening Hours

Monday 9:30am - 2:30pm
Wednesday 9:30am - 2pm
Thursday 10am - 2pm

Telephone

0435369428

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